401(k)

Americans struggle to regain their shrunken wealth

2010-09-20T13:51:00.000-04:00

Washington Post Though the S&P 500 remains 28 percent below its October 2007 peak, employees who have stayed invested in 401(k) plans and continued to contribute have fared better. About 78 percent of them now have more money in those accounts than before the market top three years ago, according to estimates by Jack VanDerhei of the Employee Benefit Research Institute.

On Match To 401(k) Waiting on Return of 401(K) Match Wall Street Journal

2010-08-03T07:45:00.001-04:00

On Match To 401(k) Waiting on Return of 401(K) Match Wall Street Journal

The Impact of Automatic Enrollment in 401(k) Plans on Future Retirement Accumulations: A Simulation Study Based on Plan Design Modifications of Large Plan Sponsors

2010-03-18T16:50:00.000-04:00

full study Executive Summary SIGNIFICANCE OF AUTO-ENROLLMENT: Automatic enrollment of participants in 401(k) plans, which was encouraged by provisions in the Pension Protect Act of 2006, is designed to overcome the drawbacks of voluntary enrollment by getting more workers to save in their work place retirement plan. Auto-enrollment for 401(k) plans has been demonstrated by previous EBRI

How Automatic Enrollment Affects Your 401(k) Match

2010-01-27T13:40:00.000-05:00

US News and World Report

Big firms with auto enrollment hike 401(k) match

2010-01-22T13:43:00.001-05:00

Pensions & Investments

Update: 401(k) Auto Enrollment Not Shrinking Matches

2010-01-21T15:50:00.000-05:00

CBS Moneywatch

Data Show That Automatic Enrollment in 401(k) Plans Has Led to Higher Match Rates from Large Plan Sponsors

2010-01-21T13:46:00.000-05:00

FOX Business

401(k) Auto-Enroll Has Unintended Impact

2009-12-22T13:23:00.000-05:00

401(k) Auto-Enroll Has Unintended Impact Financial Advisor Magazine

You might need to revamp your retirement savings strategy in light ...

2009-10-16T13:26:00.000-04:00

You might need to revamp your retirement savings strategy in light ... ConsumerReports.org

2008 was bad year, but 401(k) worth it

2009-10-10T13:29:00.000-04:00

2008 was bad year, but 401(k) worth it Modesto Bee

Don't get scared off investing

2009-10-09T13:30:00.002-04:00

Don't get scared off investing Stockton Record

But average 401(k) balance among consistent savers fell 24% in 2008 MarketWatch

2009-10-09T08:55:00.000-04:00

But average 401(k) balance among consistent savers fell 24% in 2008MarketWatch

Is investing worth the worry? Daily Press

2009-10-09T08:54:00.000-04:00

Is investing worth the worry?Daily Press

How Your 401(k) Investments Stack Up U.S. News & World Report

2009-10-09T08:49:00.005-04:00

http://www.usnews.com/money/blogs/planning-to-retire/2009/10/07/how-your-401k-investments-stack-up.html

Press coverage of year-end 2008 EBRI/ICI 401(k) results

2009-10-09T08:30:00.000-04:00

Google search of EBRI/ICI articles Average 401(k) Balance Fell 24% in 2008 BankInvestmentConsultant.com - ‎28 minutes ago‎ By Money Management Executive Workers who had already been investing in their 401(k) for at least five years through 2008 saw their balances drop an average ... Average 401(k) Balance Fell 24% in 2008 Financial-Planning.com - ‎32

Washington Post: The Forecast Is Sunny if You Weather the 401(k) Storm

2009-10-09T08:29:00.001-04:00

http://www.washingtonpost.com/wp-dyn/content/article/2009/10/07/AR2009100703684_pf.html

Weather the 401(k) Storm

2009-10-08T17:20:00.000-04:00

Washington Post

A Post-Mortem on Your 401(k)s in 2008 Andrea Coombes. Wall Street Journal (Eastern edition). New York, N.Y.: Oct 7, 2009. p. D.2

2009-10-07T17:35:00.002-04:00

How Long Will It Take to Recover Your Investment Losses?

2009-10-01T11:18:00.000-04:00

http://www.usnews.com/money/personal-finance/investing/articles/2009/10/01/how-long-will-it-take-to-recover-your-investment-losses.htmlHow Long Will It Take to Recover Your Investment Losses?Rebuilding may not take as long as you thinkU.S. News and World Report, October 1, 2009

Given Up Hope on Retirement? Newsweek

2009-09-29T13:48:00.001-04:00

Given Up Hope on Retirement?Newsweek

An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, with Special Emphasis on 401(K) Plans

2009-09-29T13:34:00.000-04:00

http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1474865 Abstract: This paper reviews the results of many empirical and simulation studies EBRI has undertaken to determine whether future cohorts of retirees in the US are likely to have retirement income adequacy and the extent to which the voluntary retirement system is contributing to this objective in its current form as well as

The new 'retirement' plan: Just keep working msnbc.com - USA

2009-07-28T07:40:00.001-04:00

The new 'retirement' plan: Just keep workingmsnbc.com - USA

What Does Consistent Participation in 401(k) Plans Generate?

2009-07-15T08:39:00.002-04:00

This Issue Brief presents recently available longitudinal data from the EBRI/ICI 401(k) database on consistent participation in a 401(k) plan, through year-end 2007. Looking at consistent participants in the EBRI/ICI 401(k) database over the eight-year period from 1999 to 2007, the average 401(k) account balance increased at an annual growth rate of 9.5 percent over the period, to $137,430

Your 401(k): Getting back what you lost CNNMoney.com - USA

2009-07-15T08:19:00.001-04:00

Your 401(k): Getting back what you lostCNNMoney.com - USAhttp://money.cnn.com/2009/07/14/retirement/401k_recovery/

DOL/SEC Target-Date Hearing Webcast Now Online

2009-07-01T09:26:00.001-04:00

Excerpt: "The U.S. Department of Labor's Employee Benefits Security Administration (EBSA) has posted on its Web site the archived Webcast of the June 18, 2009, joint target-date fund hearing with the Securities and Exchange Commission (SEC). The hearing received testimony from 36 witnesses on issues relating to target-date funds and other similar investment options. According to EBSA, the

How Would Target-Date Funds Likely Impact Future 401(K) Accumulations?

2009-06-18T13:37:00.000-04:00

http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1422726 Abstract: As part of EBRI’s 2008 analysis of the likely impact of the Pension Protection Act’s safe harbor automatic enrollment and automatic escalation provisions, we developed a stochastic simulation model to project future 401(k) balances as a function of various plan design variables as well as assumptions with respect to

Target-date Funds Under The Microscope

2009-06-04T11:02:00.003-04:00

Target-date Funds Under The MicroscopeFOXBusiness - USA Robert Powell MarketWatch .ybuzz { float: right; margin-top: -4px; margin-left: -2px; } // get ybuzz li to show up properly on the right BOSTON -- Target-date funds, once considered the be-all, end-all mutual-fund product for investors who don't have the time or inclination to build their own retirement

Investors approaching IRAs with caution

2009-05-26T05:09:00.000-04:00

Investors approaching IRAs with cautionChicago Tribune - ‎May 24, 2009‎Investors approaching IRAs with cautionBy Andrew LeckeyMay 24, 2009It is the year of living cautiously for investors with individual retirement accounts.The economic problems that felled investments and job security have turned many formerly eager IRA investors into tentative souls."We've seen a slight increase of a few

Time's the best answer for restoring nest egg

2009-05-08T06:37:00.001-04:00

Time's the best answer for restoring nest eggCherry Hill Courier Post - ‎May 8, 2009‎Time's the best answer for restoring nest egg"Visit courierpostonline.com/recession for all the tips on how to deal with the 'great recession.' "By ANDREW EDERGannettThe 2008 stock market plunge has inspired jokes, bumper stickers and offhand quips to the following effect: My 401(k) is now a 201(k).Behind the

Survey: Calculating a comfortable retirement

2009-05-07T06:39:00.007-04:00

Survey: Calculating a comfortable retirementPhiladelphia Inquirer Survey: Calculating a comfortable retirementBy David PittASSOCIATED PRESSDES MOINES, Iowa - Rising costs and uncertainty about the economy have workers less confident in their ability to save enough money to retire comfortably, say the authors of a new study released last month.Even though workers are saving more and expecting to

Humberto Cruz: Shape up your finances and retirement savings

2009-05-04T06:40:00.003-04:00

Humberto Cruz: Shape up your finances and retirement savingsSun-Sentinel.comHumberto Cruz: Shape up your finances and retirement savings May 4, 2009 Exercising can be a pain when we're way out of shape (I know because I was 44 pounds overweight once). But that's exactly when we need to do it, starting slowly if we must, as part of an overall, well-thought-out plan to improve our health and

More Americans understand reality of what it takes to retire

2009-05-03T06:42:00.000-04:00

More Americans understand reality of what it takes to retireChicago Tribune

401(k) plans under scrutiny after Americans lose $600 billion in ... Chicago Tribune

2009-04-22T04:56:00.005-04:00

401(k) plans under scrutiny after Americans lose $600 billion in ... Chicago Tribune Gail MarksJarvisIt seems 401(k) plans are being hauled out by Congress for a public stoning.It's the catharsis many Americans need after losing an estimated $600 billion in 401(k) plans in the worst bear market since the Depression.The huge drop in the stock market has focused congressional attention on practices

Average Asset Allocation of 401(k) Accounts, by Participant Age

2009-04-20T15:52:00.002-04:00

Retirement Confidence at Record Low, Survey Says

2009-04-15T17:18:00.000-04:00

Washington Post

Retirement Outlook Drops to Record Low Anne Tergesen. Wall Street Journal (Eastern edition). New York, N.Y.: Apr 14, 2009. p. D.2

2009-04-14T17:38:00.000-04:00

Chicago Sun-Times: Americans have little retirement confidence survey finds

2009-04-14T17:19:00.000-04:00

Americans have little retirement confidence survey finds

Americans Lose Confidence in Ability to Retire U.S. News & World Report

2009-04-14T14:45:00.002-04:00

Americans Lose Confidence in Ability to Retire U.S. News & World ReportAmericans Lose Confidence in Ability to RetireApril 14, 2009 09:59 AM ET | Emily Brandon | Permanent Link |Optimism about a retirement filled with golf and gardening is being replaced by a vision of retirement that includes work for pay and a considerable amount of cutting back. Only 13 percent of Americans say they are very

Retirement Outlook Drops to Record Low (The Wall Street Journal)

2009-04-14T12:44:00.002-04:00

Retirement Outlook Drops to Record Low (The Wall Street Journal)By ANNE TERGESENA long-running survey about Americans' plans for their later years shows that workers' and retirees' confidence about their retirement security has deteriorated sharply during the past two years, to record lows.In a sign of just how bleak the retirement landscape has

Economy dampens hope of a comfortable retirement, Seattle Post-Intelligencer: Business

2009-04-14T12:42:00.000-04:00

Economy dampens hope of a comfortable retirement

Plan Sponsor (4/7/09) – “Is the 401(k) Ready for Change?”

2009-04-07T10:13:00.000-04:00

Plan Sponsor (4/7/09) – “Is the 401(k) Ready for Change?”

CFO Magazine (4/1/09) - “401(k)risis: The stock-market meltdown has dealt a crushing blow to retirement plans. Brace for repercussions.”

2009-04-01T10:13:00.001-04:00

401(k)risisThe stock-market meltdown has dealt a crushing blow to retirement plans. Brace for repercussions.Lynn Brenner, CFO MagazineApril 1, 2009See this year's 401(k) Special Report.Soon after Section 401(k) of the Internal Revenue Code took effect in 1980, it morphed from an obscure investment option into the goose that laid the golden nest egg.Has that goose been cooked?The value of the

“Turmoil Spurs Target-Date Evolution”

2009-04-01T10:12:00.000-04:00

Employee Benefit Adviser (4/09) - “Turmoil Spurs Target-Date Evolution”

Many U.S. Employers Cut 401(k) Matches Jilian Mincer. Wall Street Journal (Eastern edition). New York, N.Y.: Mar 26, 2009. p. D.2

2009-03-26T17:38:00.000-04:00

US Employers Cut 401(k) Matches Wall Street Journal - USA

2009-03-26T08:34:00.000-04:00

US Employers Cut 401(k) MatchesWall Street Journal - USA

“EBRI Examines Factors Determining Impact of Market Losses on Individual 401(k) Balances”

2009-03-16T10:11:00.000-04:00

Pension Plan Guide (3/16/09) – “EBRI Examines Factors Determining Impact of Market Losses on Individual 401(k) Balances”

Older job-seekers face special hurdles San Francisco Chronicle

2009-03-08T08:38:00.000-04:00

Older job-seekers face special hurdlesSan Francisco Chronicle

Retiring with funds of false security Marketplace - Los Angeles,CA,USA

2009-02-25T08:38:00.000-05:00

Retiring with funds of false securityMarketplace - Los Angeles,CA,USA

Richest 401(k) participants hit hardest InvestmentNews - New York,NY,USA

2009-02-23T08:39:00.000-05:00

Richest 401(k) participants hit hardestInvestmentNews - New York,NY,USA

Senate Weighing New Rules for Retirement Funds

2009-02-22T06:54:00.001-05:00

Senate Weighing New Rules for Retirement FundsThe Washington Post, February 22, 2009

The Impact of the Recent Financial Crisis on 401(k) Account Balances

2009-02-20T15:58:00.001-05:00

http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1350568Abstract: During 2008, major U.S. equity indexes were sharply negative, with the S&P 500 Index losing 37.0 percent for the year, which translated into corresponding losses in 401(k) retirement plan assets. But how individual 401(k) participants are affected by the crisis is largely determined by their account balance, age, and job

How Did Your 401(k) Really Stack Up in 2008?

2009-02-12T16:49:00.000-05:00

How Did Your 401(k) Really Stack Up in 2008?U.S. News & World Report, Feb 12, 2009

EBRI director: Target date funds better bet right now

2009-02-10T16:53:00.000-05:00

EBRI director: Target date funds better bet right nowInvestmentNews, Feb. 10, 2009

Four ways you can shore up your retirement nest egg

2009-02-08T16:55:00.000-05:00

Four ways you can shore up your retirement nest eggMarketWatch, Feb. 8, 2009

Keeping Your Financial Plans Afloat

2009-02-06T16:56:00.000-05:00

Keeping Your Financial Plans AfloatU.S. News & World Report - Feb. 6, 2009

Frozen Pensions and Falling Stocks: What Will Happen to Retirees' Incomes?

2009-02-03T10:11:00.001-05:00

http://www.urban.org/events/firsttuesdays/Frozen-Pensions.cfm

401(k)s still lure cash despite big losses Los Angeles Times, CA - Jan 28, 2009

2009-01-28T10:31:00.001-05:00

401(k)s still lure cash despite big losses Los Angeles Times, CA - Jan 28, 2009

401(k) was never meant to be end-all, and now we see why St. Louis Post-Dispatch - St. Louis,MO,USA

2009-01-12T16:30:00.000-05:00

401(k) was never meant to be end-all, and now we see why St. Louis Post-Dispatch - St. Louis,MO,USA

3 Ways Baby Boomers and Seniors are Coping with the Recession U.S. News & World Report, DC - Jan 8, 2009

2009-01-08T16:16:00.002-05:00

3 Ways Baby Boomers and Seniors are Coping with the Recession U.S. News & World Report, DC - Jan 8, 2009

Wall Street Journal|"Big Slide in 401(k)s Spurs Calls for Change"|January 8, 2009

2009-01-08T16:07:00.000-05:00

http://online.wsj.com/article/SB123137714796462913.html

The Tennessean, TN|"Resolve to rebuild retirement"|January 1, 2009

2009-01-01T16:24:00.000-05:00

http://www.tennessean.com/article/20090101/BUSINESS01/901010334/1003/RSS6004

USA Today|"Rebuild retirement savings with 401(k) and smart use of stocks"|December 25, 2008

2008-12-25T16:21:00.000-05:00

http://www.usatoday.com/money/perfi/retirement/2008-12-25-retirement-savings-strategies_N.htm

Nightly Business Report, FL|"Get Your Finances Ready for Retirement-Calculating Your ..."| December 22, 2008

2008-12-22T16:21:00.000-05:00

http://www.pbs.org/nbr/site/onair/transcripts/081222d/

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2007

2008-12-22T10:49:00.000-05:00

EBRI Issue Brief, No. 324, December 2008 VanDerhei, Jack, Holden, Sarah, Alonso, Luis and Copeland, Craig,401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2007(December 2008). EBRI Issue Brief, No. 324, December 2008. Available at SSRN: http://ssrn.com/abstract=1318375 Abstract: Over the past two decades, 401(k) plans have grown to be the most

InvestmentNews, NY|"Target date funds gaining traction in 401(k)s"|December 18, 2008

2008-12-18T16:23:00.001-05:00

http://www.investmentnews.com/apps/pbcs.dll/article?AID=/20081218/REG/812189972

EBRI/ICI Study|"7 Percent of 401(k) Assets in Lifecycle FundsMarketWatch| December 18, 2008

2008-12-18T16:23:00.000-05:00

http://www.marketwatch.com/news/story/EBRIICI-Study-7-Percent-401k/story.aspx?guid=%7B92579D93-2CC1-4CDF-A392-1673787D6218%7D

Consumer reports|"Without a match, should you strike your 401(k)?"|December 11, 2008

2008-12-11T16:22:00.000-05:00

http://blogs.consumerreports.org/money/2008/12/without-a-match.html

USnews.com|"Online Retirement Calculators: Hit and Miss But figuring how big a nest egg you’ll need can be a wake-up call"|December 8, 2008

2008-12-08T10:27:00.002-05:00

Bechtel settles 401(k) plan lawsuit

2008-12-08T07:03:00.001-05:00

Bechtel settles 401(k) plan lawsuit Pensions and Investments, December 8, 2008,

Bechtel settles 401(k) plan lawsuit

2008-12-08T07:03:00.000-05:00

Bechtel settles 401(k) plan lawsuit Pensions and Investments, December 8, 2008,

How much longer would typical workers have to work to recoup their losses?

2008-12-06T15:59:00.000-05:00

http://www.washingtonpost.com/wp-dyn/content/graphic/2008/12/06/GR2008120600089.html?hpid=topnews

Washington Post |"How much longer would typical workers have to work to recoup their losses?"|December 6, 2008

2008-12-01T16:33:00.001-05:00

Washington Post |"How much longer would typical workers have to work to recoup their losses?"|December 6, 2008 That's a difficult question to answer, and it depends on many factors, such as how much people save each year, how quickly the money grows and how long a person has been working. We asked Jack L. VanDerhei, research director for the D.C.-based Employee Benefit Research

Newark Star-Ledger|" Who else will pull out of their 401(k)s?: As economy slides, more employees give up on retirement plans"|November 29, 2008

2008-11-29T07:11:00.000-05:00

Newark Star-Ledger" Who else will pull out of their 401(k)s?: As economy slides, more employees give up on retirement plans"November 29, 2008http://www.nj.com/business/index.ssf/2008/11/who_else_will_pull_out_of_thei.html

Advisers fret that clients will trim 401(k) participation if matches are cut; Will G.M.'s elimination of contributions have a domino effect?

2008-11-10T07:24:00.000-05:00

Investment News, November 10, 2008, NEWS; Pg. 15, 987 words, Lisa Shidler

Chicago Tribune|"Crisis chips at faith in stocks"|November 9, 2008

2008-11-09T07:15:00.000-05:00

Smartmoney.com|"Bear Market Puts 401(k) Under Microscope"|November 6, 2008

2008-11-06T07:14:00.000-05:00

http://www.smartmoney.com/personal-finance/retirement/bear-market-puts-401k-under-microscope/

Forbes|"US employers taking closer look at retirement plans"|November 6, 2008

2008-11-06T07:12:00.000-05:00

http://www.forbes.com/reuters/feeds/reuters/2008/11/06/2008-11-06T153108Z_01_N05325024_RTRIDST_0_USA-WORKPLACE-RETIREMENT.html

Some companies trimming, halting their 401(k) matches

2008-11-05T08:28:00.002-05:00

Some companies trimming, halting their 401(k) matchesBy David PittThe Associated Press

Philadelphia Inquirer|"Recession may jeopardize 401(k) contributions"|November 4, 2008

2008-11-04T07:16:00.000-05:00

http://www.philly.com/philly/wires/ap/business/20081104_ap_recessionmayjeopardize401kcontributions.html

Older savers dire straits

2008-10-31T07:25:00.000-04:00

USA TODAY, October 31, 2008 Friday, MONEY; Pg. 3B, 1437 words, Christine Dugas

Should demand for change include 401(k) plans?

2008-10-30T08:31:00.000-04:00

Should demand for change include 401(k) plans?

More firms may end 401(k) match; GM's move is the latest, but probably not the last

2008-10-29T07:27:00.000-04:00

USA TODAY, October 29, 2008 Wednesday, MONEY; Pg. 1B, 412 words, Chris Woodyard

Working Longer As Jobs Contract

2008-10-23T07:27:00.000-04:00

The New York Times, October 23, 2008 Thursday, Section F; Column 0; Retirement; Pg. 8, 2042 words, By STEVEN GREENHOUSE

Crisis on Wall Street: Statement Shock Hits 401(k)s Eleanor Laise. Wall Street Journal (Eastern edition). New York, N.Y.: Oct 11, 2008. p. B.2

2008-10-11T17:39:00.000-04:00

Retirement Savings Lose $2 Trillion in 15 Months

2008-10-08T07:38:00.000-04:00

The Washington Post, October 8, 2008 Wednesday, A-SECTION; Pg. A01, 1019 words, Nancy Trejos; Washington Post Staff Writer

"The Impact of the Financial Crisis on Workers' Retirement Security"

2008-10-07T17:24:00.003-04:00

"The Impact of the Financial Crisis on Workers' Retirement Security"House Education and Labor CommitteeFull Committee Hearing 1:00 PM, October 7, 2008

If you take the 401(k) cash, you may live to regret it

2008-08-12T11:13:00.001-04:00

http://www.star-telegram.com/108/story/766524.html

Can Women Bridge the Retirement Savings Gap?

2008-08-12T09:45:00.001-04:00

http://www.businessweek.com/investor/content/aug2008/pi2008088_307392.htm?chan=top+news_top+news+index_investing

(k)Plans: Miss Match?

2008-08-04T04:28:00.000-04:00

With automatic enrollment an increasingly prevalent tool for boosting participation in 401(k) plans, some retirement savings experts are asking whether plans should consider eliminating their employer match.http://www.plansponsor.com/magazine_type3/?RECORD_ID=42450

August 2008 articles

2008-08-01T16:38:00.000-04:00

NPR “All Things Considered,” “Economic Woes Force Many To Postpone Retirement”|August 3, 2008 Older workers are more concerned about their retirement than ever before. “Last year in 2007, 27 percent of active workers were very confident. That dropped all the way down to 18 percent this year, and that’s the single largest decline we’ve ever had,” said Jack VanDerhei, a professor at

October 2008 articles

2008-08-01T16:36:00.000-04:00

USA Today|"401(k) losses: Older investors' retirement funds hit hard"|October 31, 2008 Jack VanDerhei, RIHM professor, was recently quoted in USA Today. If they don't have a pension plan and are relying only on a 401(k), the bear market will cut their retirement income by 13.4% to 17.7%, according to analysis by Jack VanDerhei, research director of the Employee Benefit Research

Recent media hits for EBRI's national 401(k) projection model

2008-08-01T15:56:00.000-04:00

Newspapers: Washington Post (10/8/08) - "Retirement Savings Lose $2 Trillion in 15 Months" Wichita Eagle (10/8/08) - "401(k)s, Pension Funds Lose $2 Trillion" Seattle Times (10/8/08) - "Market Losses Take $2 Trillion Out of Retirement Savings" San Diego Union Tribune (10/10/08) - "Retirement Hopes Deflate in Tumble" Wall Street Journal (10/11/08) - "Crisis on Wall Street: Statement Shock

Retirement Savings Accumulation Boosted by PPA

2008-07-09T05:53:00.001-04:00

http://www.planadviser.com/research/article.php/2508

Auto enrolment positive for workers

2008-07-09T05:50:00.000-04:00

http://globalpensions.com/showPage.html?page=gp_display_news&tempPageId=803381

Retirement Savings Accumulation Positively Impacted by PPA

2008-07-09T05:43:00.000-04:00

http://www.plansponsor.com/pi_type10/?RECORD_ID=42173

The Expected Impact of Automatic Escalation of 401(k) Contributions on Retirement Income

2008-07-09T05:04:00.000-04:00

Abstract: The Pension Protection Act (PPA) of 2006 allows employers to automatically enroll workers in the company's 401(k) plan and to automatically increase a worker's 401(k) contribution to coincide with a raise or a work anniversary -- though the employee can decline both enrollment and the increase. To qualify for nondiscrimination protections, automatic (or default) contributions must be at

The Impact of PPA on Retirement Savings for 401(K) Participants

2008-07-09T03:58:00.001-04:00

Abstract: This paper simulates (under several assumptions) the likely impact of 401(k) plan sponsors switching from voluntary enrollment systems to automatic enrollment designs with automatic escalation of contributions for a significant portion of workers (not just current 401(k) participants or those eligible to participate). This analysis indicates that even under the most conservative

Retirement confidence dropping dramatically: Workers finally may be waking up to retirement's realities, but they still aren't taking action to ensure

2008-06-15T15:15:00.000-04:00

Benefit News, June 15, 2008, 664 words, Lynn Gresham

June 2008 articles

2008-06-04T16:41:00.001-04:00

U.S. News & World Report"Health costs after 65: ouch, even with Medicare"June 4, 2008 http://www.usnews.com/blogs/on-health-and-money/2008/6/4/health-costs-after-65-ouch-even-with-medicare.html

tbf july 2007- june 2008

2008-06-01T07:45:00.003-04:00