Don't build your perch on company stock; Experts warn many 401(k)s are at risk

 USA TODAY, December 14, 2007 Friday, MONEY; Pg. 3B, 1073 words, Christine Dugas

REDRAWING THE ROUTE TO RETIREMENT

 Business Week, December 10, 2007, Personal Business -- Retirement Plans; Pg. 78, 1650 words, By Anne Tergesen

Redrawing the Route to Retirement

BusinessWeek

An Alternative to Annuities For Retirees Seeking Income

 The New York Times, November 22, 2007 Thursday, Section C; Column 0; Business/Financial Desk; Pg. 3, 1284 words, By JANE BIRNBAUM

401(k) loans come with caveats; Money is easy to get, but you could pay for it later

 USA TODAY, October 12, 2007 Friday, MONEY; Pg. 3B, 1063 words, Christine Dugas

Cost, communication hinder use of automatic 401(k) features

 Employee Benefit News, October 1, 2007, 902 words, Lydell C. Bridgeford

New 401(k) Law Should Help More Workers Save

Smart Money

Six steps you can take to financial prosperity

USA TODAY, September 24, 2007 Monday, MONEY; Pg. 7B, 1674 words

Automatic contribution increases to benefit poorest

Pensions and Investments, September 17, 2007, DEFINED CONTRIBUTION; Pg. 53, 385 words, Doug Halonen

Fiscally Fit: Making Sense of Retirement Plans; Terri Gives Her Uncle Some Guidance On How to Make the Most of His 401(k); Online edition Terri Cullen. Wall Street Journal (Eastern edition). New York, N.Y.: Sep 12, 2007.

When the markets are volatile, your 401(k) plan can be a loyal friend

The Boston Globe, September 7, 2007 Friday, BUSINESS; Pg. C6, 639 words, Humberto Cruz - Humberto Cruz is a columnist for the South Florida Sun-Sentinel. He can be reached at AskHumberto@aol.com

DB plan freezes lose momentum, while DC saving rates rise

Employee Benefit News, September 1, 2007, 371 words, Editorial Staff

On the bandwagon: Auto-enrollment, Roth 401(k)s gain momentum with employersEmployee

Benefit News, September 1, 2007, 689 words, Lydell C. Bridgeford

Thrift Savings Plan Looks Good at 20

The Washington Post, August 6, 2007 Monday, FINANCIAL; Pg. D01, 900 words, Stephen Barr

Workers Show Growth Near 9% In Their 401(k)s; Diversification Remains A Concern, Says Study By Fidelity Investments Jilian Mincer. Wall Street Journal (Eastern edition). New York, N.Y.: Aug 1, 2007. p. D.3

These five mistakes can cost you in the 401(k) game

USA TODAY, July 13, 2007 Friday, MONEY; Pg. 3B, 1452 words, Christine Dugas

tbf 1990- june 2007

2. Pension plan lowers costs for employersThe Washington Times, February 23, 1990, Friday, Final Edition, Part C; MONEY; Pg. C1, 1117 words, Stephen Goldstein; THE WASHINGTON TIMES

5. Airline Troubles Pinch Pension Insurance FundChristian Science Monitor (Boston, MA), March 1, 1991, Friday, ECONOMY; Pg. 8, 792 words, Mark Trumbull, Staff writer of The Christian Science Monitor

7. Do You Know Where Your Nest Egg Is?The Washington Times, April 19, 1993, Monday, Final Edition, Part COVER STORY; Pg. 06, 3370 words, Tom Dunkel; INSIGHT

9. Special Tax Breaks Enrich Savings Of Many in the Ranks of ManagementThe New York Times, October 13, 1996, Sunday, Late Edition - Final, Section 1; Page 1; Column 1; Business/Financial Desk , 6131 words, By CHRISTOPHER DREW and DAVID CAY JOHNSTON

10. MANY DECRY PROPOSED SOCIAL SECURITY SHIFTS / LETTING WORKERS INVEST SOME TAX DOLLARS IN STOCKS AND BONDS COULD RAISE RETURNS - OR SPELL RUIN.The Philadelphia Inquirer, APRIL 6, 1998 Monday SF EDITION, NATIONAL; Pg. A01, 1367 words, R.A. Zaldivar, INQUIRER WASHINGTON BUREAU

14. MONEY MATTERS / ECONOMIC PRINCIPALS / DAVID WARSH; HIGH NOONThe Boston Globe, April 9, 2000, Sunday, 1061 words, By David Warsh

15. Redefined Retirements; Today's Plans Put Workers on the Hook for Their BenefitsThe Washington Post, January 28, 2001 Sunday, FINANCIAL; Pg. H2, 1047 words, Albert B. Crenshaw, Washington Post Staff Writer

17. Sinking stocks scramble nest eggsUSA TODAY, March 26, 2001, Monday,, 1730 words, Christine Dugas

19. Enron retirees tell how savings melted; A Senate panel looks at ways to protect workers and investors holding company stock in 401(k)s.The Philadelphia Inquirer, December 19, 2001 Wednesday CITY-D EDITION, BUSINESS; Pg. D06, 573 words, Ken Moritsugu INQUIRER WASHINGTON BUREAU

20. 401(k) Changes Go Unheeded The New York Times, December 19, 2001 Wednesday, Section C; Column 2; Business/Financial Desk; Pg. 18, 245 words, By DAVIDCAY JOHNSTON

21. Enron's Creative ObscurityThe Washington Post, December 19, 2001 Wednesday, EDITORIAL; Pg. A39, 1018 words, Robert J. Samuelson

22. Shaky 401(k) plans need shoring upUSA TODAY, December 28, 2001, Friday,, 1725 words, Christine Dugas

23. More 401(k) debacles are a real worry; To avoid Enron-type disasters, experts stress diversifying.The Philadelphia Inquirer, January 18, 2002 Friday CITY-D EDITION, NATIONAL; Pg. A01, 858 words, Tony Pugh INQUIRER WASHINGTON BUREAU

24. ECONOMIC VIEW; Sweetening Pensions At a Cost To WorkersThe New York Times, February 17, 2002 Sunday, Section 3; Column 5; Money and Business/Financial Desk; Pg. 4, 725 words, By DAVID LEONHARDT

25. SAVING; Socking It Away Amid Red TapeThe New York Times, March 12, 2002 Tuesday, Section G; Column 1; Retirement; Pg. 4, 1385 words, By DAVID CAY JOHNSTON

26. Pension Change Puts the Burden On the Worker The New York Times, April 5, 2002 Friday, Section A; Column 1; Business/Financial Desk; Pg. 1, 1782 words, By EDWARD WYATT

27. Pension Changes Pose ChallengesThe Washington Post, May 5, 2002 Sunday, FINANCIAL; Pg. H01, 2033 words, Albert B. Crenshaw, Washington Post Staff Writer

28. Lovely Parting Gifts; As Executives' Severance Packages Grow, So Does CriticismThe Washington Post, June 5, 2002 Wednesday, FINANCIAL; Pg. E01, 1129 words, a Washington Post Staff Writer

29. Unlimited options: 401(k) plan investment choices continue to proliferate, yet too few participants take advantage of their options for optimum asset managementEmployee Benefit News, July 1, 2002, 1095 words, Craig Gunsauley

30. Salary freezes have long-term consequencesUSA TODAY, July 19, 2002, Friday,, 603 words, Anne Tergesen; BusinessWeek

31. Retirement crisis looms as many come up shortUSA TODAY, July 19, 2002, Friday,, 2360 words, Christine Dugas

32. Playing Catch-Up When Your Salary StallsBusiness Week, July 29, 2002, BUSINESSWEEK INVESTOR; Retirement Guide: USA Today; Number 3793; Pg. 92, 777 words, By Anne Tergesen

33. Burned!Newsweek, August 19, 2002,, BUSINESS; Pg. 24, 3195 words, By Jane Bryant Quinn; Reported by Temma Ehrenfeld, Joan Raymond, Debra Rosenberg, Tamara Lipper, Karen Springen and Ana Figueroa

34. The Most Important Thing About 401(k)s Is Having One in the First PlaceThe Washington Post, November 10, 2002 Sunday, FINANCIAL; CASH FLOW ALBERT B. CRENSHAW; Pg. H04, 1125 words, Albert B. Crenshaw

35. Pension backer has $3.6B shortfallUSA TODAY, January 31, 2003, Friday,, 480 words, Christine Dugas

36. U.S. Pension Agency Goes $11 Billion in Red; PBGC Hurt by Failing Plans Acquired in '02The Washington Post, January 31, 2003 Friday Correction Appended, FINANCIAL; Pg. E01, 1006 words, Albert B. Crenshaw, Washington Post Staff Writer

37. Savings plans still have legsPhiladelphia Inquirer, March 18, 2003 Tuesday CITY-D EDITION, BUSINESS; Pg. E01, 1110 words, By Wendy Tanaka; Inquirer Staff Writer

38. Savings plans still have legs; Hold on to 401(k)s, experts tell investorsThe Philadelphia Inquirer, MARCH 18, 2003 Tuesday CITY-D EDITION, BUSINESS; Pg. E01, 1192 words, Wendy Tanaka INQUIRER STAFF WRITER

39. DECISIONS; Do You Want Your Money All at Once or Bit by Bit Forever?The New York Times, March 18, 2003 Tuesday, Section G; Column 1; Retirement; Pg. 12, 1083 words, By STEPHANIE MENCIMER

40. Americans are managing, despite weaker portfoliosThe Philadelphia Inquirer, MAY 12, 2003 Monday ADVANCE EDITION, BUSINESS-RETIREMENT GUIDE; Pg. F01, 1376 words, Todd Mason INQUIRER STAFF WRITER

41. Not too young to start planning; Workers in their 20s need to set up accounts for retirement as soon as they can, experts warn.The Philadelphia Inquirer, MAY 12, 2003 Monday ADVANCE EDITION, BUSINESS-RETIREMENT GUIDE; Pg. F05, 1079 words, Wendy Tanaka INQUIRER STAFF WRITER

42. Easing up on company stock; Surveys show more firms are teaching retirement savers dangers of relying too heavily on one asset. Firms changing how they match pension fundsThe Philadelphia Inquirer, JULY 8, 2003 Tuesday CITY-D EDITION, BUSINESS; Pg. E01, 1097 words, Todd Mason INQUIRER STAFF WRITER

43. Low interest rates can translate into higher lump-sum paymentsUSA TODAY, August 8, 2003, Friday,, 344 words, Christine Dugas

44. Many retirees select lump sumUSA TODAY, August 8, 2003, Friday,, 913 words, Christine Dugas

45. Switching for Good ReasonThe Washington Post, September 4, 2003 Thursday, EDITORIAL; Pg. A20, 202 words

46. Feeding the 401(k), Even in Bad TimesThe Washington Post, September 14, 2003 Sunday, FINANCIAL; CASH FLOW ALBERT B. CRENSHAW; Pg. F04, 962 words, Albert B. Crenshaw

47. Fighting 401(k) phobia; Workers need expert advice, but firms fear offering it.The Philadelphia Inquirer, NOVEMBER 10, 2003 Monday CITY-D EDITION, BUSINESS-RETIREMENT GUIDE; Pg. C01, 1456 words, Todd Mason INQUIRER STAFF WRITER

48. A Lost Retirement Dream for Boomers?The Washington Post, December 7, 2003 Sunday, Financial; F04 , CASH FLOW Albert B. Crenshaw, 1151 words, Albert B. Crenshaw

49. Retirement needs outpace Americans' savings habitsEmployee Benefit News, February 1, 2004, 930 words, Jill Elswick

50. Getting a leg up on long-term careEmployee Benefit News, February 1, 2004, 398 words, David Albertson, Editor

51. Mr. 401(k) returns to his roots; Father of 401(k) has new business Ted Benna spawned a $1.5 trillion market. His new firm runs plans for small businesses.The Philadelphia Inquirer, MARCH 19, 2004 Friday CITY-D EDITION, BUSINESS; Pg. C01, 592 words, Todd Mason INQUIRER STAFF WRITER

52. Corning Shows Risk of Betting Fortune on EmployerThe New York Times, April 11, 2004 Sunday, Section 1; Column 2; Metropolitan Desk; Second Front; Pg. 29; All the Nest Eggs in One Company Basket, 1535 words, By JOHN LELAND

53. On Their Own, in the Same BoatThe New York Times, April 13, 2004 Tuesday, Section G; Column 1; Retirement; Pg. 1; LOOKING AHEAD, 1898 words, By MARY DUENWALD and BERNARD STAMLER

54. Benefits Bust; No Job-Paid Health, No Pension and More Time to Miss ThemThe Washington Post, May 2, 2004 Sunday, Financial; F01, 1987 words, Albert B. Crenshaw, Washington Post Staff Writer

55. ERISA is having growing pains at 30Employee Benefit News, June 15, 2004, 845 words, Tom Anderson

56. Panicked? Not You, Not NowKiplinger's Personal Finance, November, 2004, 1521 words, James K. Glassman

57. Investmentreturns are down: Now what ?; Financial advisers say we have to increase our savings for retirement. Some firms are helping workers to do it.The Philadelphia Inquirer, NOVEMBER 8, 2004 Monday CITY-D EDITION, BUSINESS-RETIREMENT GUIDE; Pg. D01, 791 words, Todd Mason INQUIRER STAFF WRITER

58. Saving early for retirementUSA TODAY, February 11, 2005, Friday,, 1134 words, John Waggoner

59. Are you saving too much for retirement?Christian Science Monitor (Boston, MA), July 18, 2005, Monday, FEATURES; WORK & MONEY; Pg. 14, 695 words, By Randy Dotinga Correspondent of The Christian Science Monitor

60. Looking to Locate The Comfort ZoneThe Washington Post, July 24, 2005 Sunday, Financial; F01, 1991 words, Albert B. Crenshaw, Washington Post Staff Writer

61. Bankrupt Bosses Can't Touch 401(k)sKiplinger.com, August 15, 2005, 300 words, Kimberly Lankford, Kiplinger Washington Editors

62. Bankrupt Bosses Can't Touch 401(k)sKiplinger.com, August 15, 2005, 300 words, Kimberly Lankford, Kiplinger Washington Editors

63. Rule would encourage automatic 401(k) enrollmentUSA TODAY, August 22, 2005, Monday,, 480 words, Kathy Chu

64. Automatic enrollment in a 401(k) plan doesn't mean workers can ignore their savingsUSA TODAY, August 22, 2005, Monday,, 627 words, Kathy Chu

65. How Secure is My 401(k)?Kiplinger.com, September 1, 2005, 1033 words, Kimberly Lankford, Kiplinger Washington Editors

66. How Secure is My 401(k)?Kiplinger's Personal Finance, September, 2005, 1070 words, Kimberly Lankford

67. Taxed Beyond ReliefPhiladelphia Inquirer, October 4, 2005 Tuesday CITY-D EDITION, NATIONAL; BRIEF; Pg. A01, 1732 words, By Rita Giordano and Lini S. Kadaba; Inquirer Staff Writers

68. Putnam finds 401(k) savings rate key to growth; Urges a focus on getting employees to contributeInvestment News, October 10, 2005, NEWS; Pg. 24, 723 words, Rick Miller

69. More Companies Ending Promises For RetirementThe New York Times, January 9, 2006 Monday Correction Appended, Section A; Column 6; National Desk; Pg. 1, 1665 words, By MARY WILLIAMS WALSH

70. With pensions waning, workers save. Is it enough?Christian Science Monitor, January 19, 2006, Thursday, USA; Pg. 1, 920 words, Mark Trumbull Staff writer of The Christian Science Monitor

71. When Your Pension Is Frozen . . .The New York Times, January 22, 2006 Sunday, Section 4; Column 1; Week in Review Desk; THE NATION; Pg. 3, 901 words, By MARY WILLIAMS WALSH

72. Do the Math For Lost PensionsThe Washington Post, March 12, 2006 Sunday, Financial; F01 , CASH FLOW Albert B. Crenshaw, 1434 words, Albert B. Crenshaw

73. Older workers take the brunt of a DB freeze; EBRI finds yearly contributions would have to jump to as much as 18.6% to offset lossesPensions and Investments, March 20, 2006, NEWS; Pg. 39, 1076 words, Nicholas Braude

74. WAKE UP AND GET READY ! retirement requires planningDaily News (New York), April 4, 2006 Tuesday, BUSINESS; Pg. 49, 726 words, BY LORE CROGHAN DAILY NEWS BUSINESS WRITER

75. Optimism about pension prospects may not be realisticUSA TODAY, April 4, 2006 Tuesday, MONEY; Pg. 2B, 793 words, Sandra Block

76. BIZ BABBLEDaily News (New York), April 8, 2006 Saturday, BUSINESS; Pg. 67, 376 words

77. Save YourselfThe New York Times, April 11, 2006 Tuesday, Section G; Column 1; Retirement; ON THEIR OWN: ESSAY; Pg. 1, 1500 words, By DAVID LEONHARDT; Suzanne MacNeille wrote the profiles and contributed reporting for the main article.. David Leonhardt writes an economics column that appears on Wednesdays in the Business Day section of The Times.

78. Workers are underfunded, unprepared for retirement; Their assumptions are "not particularly realistic," survey showsInvestment News, April 24, 2006, NEWS; Pg. 34, 680 words, Charles Paikert

79. There's been a change of plans: Employees must alter retirement planning course to recoup frozen DB accrualsEmployee Benefit News, May 1, 2006, 670 words, Kelley M. Butler

80. Shift from DB: Will smaller advisers fit in?; Smaller firms consider advising plan participants time consuming, expensiveInvestment News, May 8, 2006, NEWS; Pg. 2, 1034 words, Lisa Shidler

81. Hedge Your Bets; The collapse of Enron shows the perils of putting your nest egg into just one basket.Newsweek, June 5, 2006, JANE BRYANT QUINN; Pg. 31, 826 words, By Jane Bryant Quinn; Reporter Associate: Temma Ehrenfeld

82. Study: 43% not saving enough to retire wellUSA TODAY, June 7, 2006 Wednesday, MONEY; Pg. 2B, 471 words, Kathy Chu

83. Retirement calculators can help you prepare for the future; They can be complex, though, and results varyUSA TODAY, June 30, 2006 Friday, MONEY; Pg. 3B, 1143 words, Christine Dugas

84. A Requiem For Pensions; I want to speak up for the value of corporate pension plans, which are slowly slipping away. The country hardly seems to care.Newsweek, July 3, 2006, JANE BRYANT QUINN; Pg. 53, 826 words, Jane Bryant Quinn; Reporter Associate: Temma Ehrenfeld

85. Tax breaks: Removing uncertainty may expand money-saving offerings by companiesUSA TODAY, August 7, 2006 Monday, MONEY; Pg. 4B, 404 words, Kathy Chu

86. Bill would affect many savings plans; Providers: Plan operators could gain edge over competitorsThe Philadelphia Inquirer, August 8, 2006 Tuesday, BUSINESS; Pg. D01, 80 words, Benjamin Y. Lowe, Inquirer Staff Writer

87. Bill would affect many savings plans; Providers: Plan operators could gain edge over competitorsThe Philadelphia Inquirer, August 8, 2006 Tuesday, BUSINESS; Pg. D01, 80 words, Benjamin Y. Lowe, Inquirer Staff Writer

88. Retirement, SqueezedTechNews, 2202 words, Kathleen Day; Washington Post Staff Writer

89. Retirement, Squeezed; As Traditional Plans Decline, Workers Face a Less Certain FutureThe Washington Post, September 17, 2006 Sunday Correction Appended, Financial; F01, 2187 words, Kathleen Day, Washington Post Staff Writer

90. Retirement, Squeezed; As Traditional Plans Decline, Workers Face a Less Certain FutureTechNews, September 17, 2006 Sunday 3:55 AM GMT, BUSINESS; Personalfinance; Pg. F01, 2169 words, By Kathleen Day, Washington Post Staff Writer

91. VISIONS OF THE GOLDEN YEARS DIM AS PENSION PROMISES FADEThe Boston Globe, September 17, 2006 Sunday, METRO/REGION; Pg. A1, 4297 words, BY ROBERT GAVIN, GLOBE STAFF

92. Plan to live a little longer within your retirement means; Rising life expectancy and health care costs are causing retirees to reassess how much they'll need, JILIAN MINCER writesThe Globe and Mail (Canada), September 30, 2006 Saturday, REPORT ON BUSINESS: GLOBE INVESTOR PERSONAL; Pg. B13, 1030 words, JILIAN MINCER, Dow Jones Newswires

93. HANDLE WITH CARE. Loan from retirement savings may keep you working longerDaily News (New York), December 29, 2006 Friday, BUSINESS; Pg. 47, 624 words, BY LORE CROGHAN DAILY NEWS BUSINESS WRITER

94. RETIREMENT STRATEGIES DON'T ADD UPSt. Petersburg Times (Florida), April 11, 2007 Wednesday Correction Appended, BUSINESS; Pg. 1D, 833 words, HELEN HUNTLEY, Times Personal Finance Editor

Retirement Cuts Draw A Yawn From Many Wall Street Journal (Eastern edition). New York, N.Y.: Apr 11, 2007. p. D.2